Meet the Team
Luke BrownLPL Registered Principal
Luke began his career as a financial advisor over a decade ago and enjoys his work today as much as he did when starting out. He is proud to offer needs based advice and objective, client centered planning. In 2008 he chose to become an independent advisor and started his own practice to better serve his clients. Being independent translates to broader product selection, greater technological capabilities, and an enhanced client experience. His practice is exclusive of proprietary products and investment banking, as these can lead to conflicts of interest. Luke is proud to be affiliated with LPL Financial, the nations largest independent broker-dealer and consistently ranks in the top 10% of LPL advisors based on productivity. As a business owner he has a unique understanding of the complexities and challenges faced by today's small businesses.
Locally, Luke is a member of Southwestern Michigan Estate Planning Council, is active in his church serving as chair of the finance and audit committee, and is a past member of NAIFA. Luke holds his series 7, 24, and 66 securities registration and can write life, health and variable contracts.
Personally, Luke and his wife Shannon have been married twelve years and have two children Kale 9 and Ellie 7. They enjoy everything outdoors including backpacking, camping, hunting and farming. Luke also spends a great deal of time volunteering and supporting non-profit organizations.
Vicki HoltInvestment Representative
Vicki’s background includes more than a decade of marketing experience in various industries, including nearly five years in financial services. Vicki’s interest in financial services led her to LPL Financial in 2008 where she began as a Project Manager, helping to establish the new office. She completed her series 7 and 66 examinations to become an LPL Investment Representative in 2009. In 2010 Vicki became licensed to sell and service life and health insurance policies.
Vicki was a collegiate volleyball player and still remains active in local area volleyball through camps, coaching and officiating. Vicki has two beautiful daughters, Laurel 10, and Cameron 8. Locally, she is a member of the Women’s Service League, where she enjoys volunteering in the community.
Nicole CoarRegistered Sales Associate
Nicole spent more than 15 years in customer service in a broad range of communications industries before joining LPL Financial. She understands the importance of relationships and hands on support to keep our clientele updated and informed. Nicole recently completed her series 7 and 66 examinations to become a registered sales associate with LPL Financial, where her focus is to provide coordination and dedicated back-up to our team of advisors and their clients with accurate and efficient service.
Nicole’s husband, Victor, is a professional photographer and imaging specialist. Together they keep busy with their two sons, Ilo 11 and Elias 9. Nicole serves on the Executive Board for Women’s Service League, where she enjoys giving back to her community through local volunteerism.
Rita FreehlingOffice Manager
Rita brings more than 30 years experience in the financial services industry with the past decade spent specializing in investments. Her strong customer service orientation comes from previous positions at United Federal Credit Union.
Rita is central to all account operations and client services. She has an understanding of each client’s unique investment portfolio, and provides important client support services. Rita is responsible for many of the operations associated with our office and plays a large role in our clients’ experience.
Rita and her husband, George, have been married 40 years. Together they farm and have raised two sons, Kris and Justin. She is active in her church and enjoys spending time with family and friends, shopping for bargains, traveling, and enjoying her new grandson.
Sarah DouglassClient Service Associate
Prior to joining our team, Sarah spent two years working at a public accounting firm with a focus on the preparation of estate, trust, and gift tax returns. Sarah is dedicated to providing quality service to our clients on all aspects of account administration and support.
Sarah and her husband, John, moved to the area when John was transferred by Indiana Michigan Power to work on site at the Cook Nuclear Plant. They have been married ten years and have two children Clark 7 and Abby 4. Sarah enjoys working in children’s ministries at her church and doing various crafting projects.
Len RaskinInvestment Representative
Len began his financial services career in 1966. With more than 40 years of experience, Len is uniquely positioned to offer clients a stable and seasoned perspective to financial planning. Len holds his series 7 and 63 securities registration with LPL Financial and can write life, health and variable contracts.
Approaching 45 years of marriage, Len and his wife Jan live in Marquette, Michigan. They have two grown daughters; Lisa who now resides in Boston and Dana who now resides outside Washington DC. Len and Jan spend their time keeping up with their three grandchildren, boating, wintering in Sarasota Florida and staying active in their communities. Len is a member of the Coast Guard Auxiliary and Jan, a retired teacher, serves on the advisory board for their public library.
Joe FerrierDirector of Business Development
Prior to working in the retirement planning profession, Joe spent 28 years in the education field. As a classroom teacher and later a guidance counselor, Joe worked with high school and middle school students.
For 16 years, Joe worked in the insurance industry as a Financial Advisor to personnel in public and higher education. Those years were spent encouraging people to prepare and be more pro active in planning for retirement and servicing employer-sponsored retirement plans.
Joe and his wife Connie have been married for 42 years and have two grown children and six grandchildren, who are the delights of their lives. Joe and Connie are actively involved in their church as teachers and mentors, and Joe enjoys various other volunteer activities.